Getting Ready for a Veterans Home Mortgage

One of the most imperative topics to comprehend is that the VA Loan Approval procedure is 100% dependant on documents.  Make sure your Veterans Home Mortgage is worry free; by getting all your necessary documents in advance to your preliminary loan pre approval.

VA Eligibility

 DD214

Employment

Current two years of tax returns with all schedules

 Two years W-2's, 1099's

Latest pay stubs containing one month phase.

Self-Employed will necessitate Three years Tax Returns and YTD Profit & Loss Statement

Savings

 Three months complete bank statements for any and all accounts with all pages

Statement from retirement, 401k, mutual funds, money market, stocks

Credit

Statements from your bills, demonstrating minimum payments and account numbers

Name, Address, and Phone number of your property-owner, or 12 months cancelled rent checks

Lack credit. Copies of 12 months your utility bills will be needed.

The entire Bankruptcy and Discharge Papers.

You co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks; front and rear, indicating you are not making payments.

Personal

Drivers License

Social Security Card

Complete Divorce, Palimony, Alimony Papers

Green Card or Work Permit

If a Refinance or you own Rental Property

Note & Deed from current loan

Property Tax Bill

Hazard (homeowners) Insurance Policy

 Payment Coupon for current Mortgage

If property is a rental, need Rental Agreements

You can find more information at Baltimore HUD Homes

VA REO

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