Santa Cruz Real Estate's Blog: Santa Cruz real estate and general topics

I am thinking as I read and fathom the carnage that happened and was somewhat averted with the Bear Stearns debacle. What came to mind was the word “diversity.” You may think, huh, but as I was reading about 15,000 people being affected, and many of then with their retirements heavily vested in their seemingly rock of Gibraltar company, Bear Stearns. What this reminds me is that people have not remembered the word “diversity” that so many employees of Enron learned.

Diversity is another thing to consider in your portfolio of investments. Not only do you need to have diversity in your 401K or SEPP-IRA, but you do significantly improve your returns by dollar cost averaging. Right now is a great time to be buying stocks as well as real estate. There are some…