Carey Frankel's Blog: All Categories

The best way to hop on the road to home ownership is to first get pre-qualified by a lender or mortgage broker. Getting pre-qualified for your St. Augustine home, besides being the first step in the mortgage application process, benefits all parties involved: the buyer. the seller, and your real estate agent.

Pre-Qualification Paves The Way to Home Ownership

Pre-qualification allows you to gain insight on what St. Augustine real estate you can afford. Besides your income, your lender will consider your debt and your credit history, among other things.  All of these variables play an important role when your lender decides what you can afford to pay each month for your mortgage.

Keep in mind, however, that you may want to be conservative when considering…

Most people, at some point in their lives, and for a variety of reasons, downsize to a smaller home which is often less expensive, easier to maintain and more suited to their current lifestyle and family size.

Finding the perfect Jacksonville property can be the easiest part. The hard part comes thereafter, when you look around your home and realize that there is NO WAY you are going to fit all of this STUFF into your new home!

Before you let panic set it, develop a plan, implement that plan, and take the stress out of downsizing.

First things First

Determine what you can live without.

What do you absolutely, positively, without a doubt need to take with you? Make a list of these items and, if necessary, color code or group them…