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I can't tell you how many Good Faith Estimates(GFEs) that I have reviewed. But it is a lot!! And I am always amazed at how different people and different companies arrange their fees. Some are pretty generic and basic, like mine. Others are elaborate in their descriptions like the Loan Officer is a walking thesaurus. Some even have some extra special EXTRA fees that I don't agree with. But the fact that they are so different just tells me that one cannot really compare a GFE line by line. The... Read Full Post

I have heard this one before. A borrower buys a new home with 100% financing with all of the closing costs rolled into the loan or Down Payment Assistance Programs were utilized. Now, that ARM is adjusting and they do not have the money for closing costs. Desperate times call for desperate measures. And although I rarely suggest this, it just might be the 'Silver Bullet' that the homeowner needs to save their home. The No Fee Home Loan or No Fee Mortgage or No Closing Cost Loan. It can be cal... Read Full Post

I feel fortunate to live where I live. Plano, TX is locates in the N. Dallas suburbs in the very desirable Collin County. Driving distance to downtown Dallas. An upscale community, with many amenities.... Malls & other shopping, movie theatres, parks, great schools and safe neighborhoods. Plano Parks & Recreation, for example, provides wonderful facilities for the kids to play outdoor games.... like Baseball!!! <== Just look at that form. Think I might know this little guy?!?! LOL ... Read Full Post