Carolyn Gjerde-Tu's Blog: All Categories

The trigger point in California for a lender to begin the foreclosure process typically occurs after a borrower has missed three payments.  California is a Deed of Trust state and the lender contacts the Trustee and instructs them to file a Notice of Default.

Within 10 Business Days

The Trustee mails the Notice of Default to the borrower and anyone who has filed a Special Request for Notice.

Within 1 Month

Mail Notice of Default to all parties with an interest in title.

After 3 Months

Set the sale date.

25 Days Prior to Sale Date

Send notice of Sale to IRS

20 Days Prior to Sale Date

Publish the Notice of Sale, Post Notice of Sale, Mail Notice of Sale, Begin Publishing Notice of Sale in an adjudicated newspaper (must run 3…

Woodland market information September, 2007     Trendgraphix information indicates the number of homes for sale in Woodland is similar to last year at the same time, however there were only 22 closed sales in July 2007 vs. 32 in July, 2006.  The encouraging news is that there were 32 pending sales in July of this year vs. 31 in July, 2006.  The information for August will be released shortly and it will be interesting to see if pending sales matched August, 2006 numbers or if the market was stronger or weaker than last year.  This information is based on the general Woodland single family market.  Contact me for information on YOUR specific neighborhood.      Read Full Post

Saturday September 8th will be the 19th annual Woodland Stroll through History.  The stroll features a variety of events from a vintage baseball game,  guided walking tours of Woodland's historic buildings and  neighborhoods, as well as an afternoon open house tour of classic homes. This year the open homes will all be located south of Main Street.   

Woodland has an amazing number of vintage homes ranging from ornate victorian era homes to many craftsman and tudor style homes.

Here is a short video clip of the 2003 Woodland Stroll through History

This month’s special focus is on organization.  Whether you are just moving into your home, getting ready to sell or simply staying put, these are resources for everyone to get more organized and simplify your life. Throughout the month, look for additional information help you organize your life.

 One web page devoted to organizing not jut your home, but your life is The Flylady.  For the housework, the basic premise is that you divide the house into zones, break jobs up into small 15 minute segments, set your timer for 15 minutes and then move on with your day.  The site is all about building habits and routines.  Try the 27 fling boogie to quickly begin to clear away the clutter.  I have loosely followed flylady for a few years and do feel like…

The 2007 Village Feast, will be held this Saturday at Noon at Community Park in Davis.  The event coincides with the weekly Saturday Farmers' market.

 The feast is a  Slow Food Yolo  event, one of several the organization holds  throughout the year.  The meal  starts at noon with an aperitif, followed by lunch at 12:30 p.m. There will be approximately  300 people seated at one grand table under the shade of the Sycamore trees.  People attending are expected to bring their own plates and utensils and are asked not to bring plastic or paper products.

The slow food movement emphasizes not rushing through a meal, sitting down, eating freshly prepared food and enjoying the process vs. eating pre-prepared food thrown together while rushing to get from…

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I am a full time real estate broker, but I am also a certified residential appraiser.  In fact, I just stopped accepting appraisal assignments a couple of months ago to focus exclusively on selling real estate.  This may become an on-going blog series but here are a few appraisal myths I have heard many times over.

1.                  Appraisals for refinance purposes are different than for a purchase.

The methodology is exactly the same in the appraisal for a lender whether it is for a purchase transaction or for a refinancing.  The main difference between the two appraisals is that the purchase contract is analyzed in a purchase and the data

2.                  A variation on the above is that the appraisal will be different if completed…

Frustrated buyers often ask why Davis is so expensive.

First off, how expensive is Davis real estate?  The average sales price in July, 2007 was $653,000.  Neighboring Woodland had an average sales price of $385,000 and Dixon’s average sales price was $432,000.

Here are five reasons why it is so expensive to buy a house in Davis: