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How To Find A Good Lender
With the mortgage industry going through change and consolidation it is vital for home buyers to have a “good” lender working for them. In my latest Rocklin & Roseville Today and Sacramento Today columns, “Home Buyer Key to Success: A Good Lender” I write about good lenders and one who is on my “never work with again” list. I also provide some tips on how to make sure you get a good lender when you are in the market for a loan for a new purchase or even a refinance.
I have worked with some wonderful lenders over the years but right now, when a client asks for a lender recommendation I feel as positive as I have ever felt to provide them with several names. Having our clients working with a good lender not only makes my job easier but adds to the overall… Read Full PostWelcome Stephanie

Golf Country

New Day Same Buyer

I have been wrestling with a situation I have not experienced before. Some of the buyers we are currently helping find new homes are the same ones we helped by a home when the market was peaking back in the summer of 2005. The difference today is they want to buy a smaller more affordable home in the same community they live in and one where the loan to value ratio is not upside down. There objective is buy a new home before their credit is destroyed by walking away from their existing home. Check out my column, “Who gets hurt?” at Rocklin and Roseville Today or over at Sacramento Today if you are interested in learning more.
Read Full PostGreat New Listing
As you may have noticed from my lack of posts this past week I have been a bit swamped. As much as I enjoy helping homeowners who are experiencing difficulty and need to get out from under their mortgage debt, the process of short sales is long, tedious and requires a good deal of effort. We have been making some good progress and it looks likely we will get another positive response from a lender in the next few days. Then we go through the normal escrow period and closing dance. I know there are some who feel Realtor’s drive around, look at houses and make more money than we should. It is work and generally more difficult than it should be to get some of these transactions closed.
Julie & The Three Bears
I recently read an article about real estate blogging which made the point that people only read your blog to get information on real estate and author’s who make the mistake of venturing off into other topics will lose readership. I hope that is not the case as there are days I am thinking about other things besides real estate and I feel like writing about them. Today is one of those days but I’ll toss is some real estate tidbits too.
MagnumOne Is Growing
I am delighted to announce that Tina Farinas has joined MagnumOne Realty. Tina is an experienced agent who specializes in serving buyers and sellers in Sacramento and Placer counties. She is a real “worker” and her clients love her for that. Check out her page at jalone.com and her personal website, www.tinafarinas.com. Welcome Tina!
Vacant Homes
The number of vacant homes for sale in the United States set a new record in the first quarter of 2008, the U.S. Census Bureau reported Monday.
The Census Bureau reported that 2.9 percent of U.S. homes or 2.28 million properties, not including rentals, were vacant and for sale. It was the highest quarterly number as far back to 1956 when records of such vacancies were first kept.
The West had the biggest gain in vacancy rates among home owners, rising to 3.2 percent in the January-March period from 2.6 percent in the same quarter a year earlier. Vacancy rates inched up in the Northeast and remained steady in the Midwest and South.
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My name is Julie Jalone an I am a mother, wife and Realtor in the Sacramento area serving buyers and sellers of residential real estate. Read More
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