100% Financing Still Available MD, VA, DC

Beleive it or not, 100% financing is still available.  The USDA loan program offers up to 100% financing in rural areas all over Maryland, DC and Virginia.  All you need to do is make sure the property you're intersted in buying is USDA approved.  You can check with your local mortgage consultant, or check the USDA website to see if you're property qualifies.  Most people would be suprised what qualifies.  For instance, properties in both Upper Marlboro and Temple Hills Maryland, which most people wouldnt think of as rural,  would qualify for the USDA program.

In order to qualify, your property must be USDA approved, which can be check on their website, or by your local mortgage consultant.  Also, you must have a 620 credit score, and a good debit to income ratio.  You can get up to 6% seller help towards closing cost so you can get into a house, just paying for an appraisal.  Most people would be suprised as to what counts as a USDA loan, so make sure you check and see if your property counts.

Want to speak with a loan officer with USDA experience?

over equity and need help?

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