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Flower Mound has always been a town that has attracted both visitors and those wishing to relocate- for many reasons. Tourism is high and real estate value is good. The town continually ranks in the top ten as best places to live and this year, 2010, Flower Mound ranked as the number eight place to live by D Magazine. For homebuyers seeking a community Flower Mound is a prime choice. A peaceful serenity within a busy metropolis. Residents enjoy a mid-sized city with the surroundings of fresh ... Read Full Post

If you are a homeowner fighting to make your monthly mortgage then you may want to spend a little time researching your loan modification options. The Obama Administration’s adaptation of the previous Housing Bill created a large window of opportunity to individuals and families trying hard to keep their home. Under the current plan borrowers may modify, not refinance, their current home loan with Federal assistance. The home loan modification program calls for participating lenders to decr... Read Full Post

We have Two New Loan Programs for Most Dallas- Fort Worth Home Buyers. Plan #1 No minimum score required! - (Most recent 12 months must be clean, no BK or Foreclosure in past 3 years) Household income cap $67,600, for most areas in North Texas - (look for more on how the cap is waived in the coming days!) 3% down payment can be a gift $500 minimum out of pocket must be verified in borrower's account No cap on seller concessions for prepaid items or closing costs AND NO MORTGAGE INSURANCE! Pla... Read Full Post

Home buying is one of the biggest moments in an individuals or couples life. It is a big step and a big responsibility. However, it is one of the greatest moments that a person can engage in- provided they do it wisely. If you are not purchasing your home with cash, then you will need to obtain a loan. There are actually many mortgages on the market and may different selections that you will have. Many buyers are not aware of the various loans. As a Dallas Home buyer, it is necessary to becom... Read Full Post

The home buying experience is a detailed process. If this happens to be your first timehome buying then there are some tips which you should know. Following are five tips to help guide you through the process. Before you begin to shop for a home, prepare your finances. This means getting debt paid down and your credit rating higher. You should begin this at least six months prior to beginning your shopping. Also, take a very good look at your budget to determine what you can afford. Get pre-q... Read Full Post

Most homebuyers are searching for the perfect home. Although this does not sound that difficult as there are many beautiful homes on the market, it is difficult to find one that is the absolute dream home and meets all your criteria. If you are searching for your home without the services of a real estate agent, it is less likely you will find your dream home. Why? Because you do not have the availability of listings that a Fort Worth real estate agent can offer you. Also, you are not a "pro"... Read Full Post

If you are involved in shopping the market for the purchase of a home, then it is important to know the basics of home buying. The process for many is involved. There is a learning of an entire new language. It takes time to shop the market. Then, there is the negotiating and always wondering if you have made the right decision. The decision needs to be made as the best informed decision you have ever made, to ensure that you do not have future regrets. The only way to do this is to be famili... Read Full Post

The latest results are in from the S&P's Case-Shiller Price index—not only are things picking up in Dallas, but other cities are showing improvements as well. This marks the fifth month of consistent year over year price gains for the Dallas-Ft Worth area (3% this month), leading to more optimistic prognosticators to cast bets on further growth in the future. According to the report, home prices are up 2% overall across the nation. Even so, not everyone necessarily sees room for optimis... Read Full Post

With the recession-related uncertainty in the atmosphere not quite lifted, we may see a rise in gated community purchases in the north Texas area. These communities offer safe surroundings and a calming atmosphere. And they look very pretty—not just on brochures, but often in person too. Community maintainers know that their image is one of the top lures to the area, so they work very hard to preserve it. Of course, there are the downsides. As maintaining the community's image is a crucial ... Read Full Post

It seems like Goldman Sachs is under fire from multiple sources nowadays. Not only are its managers being grilled by congressmen, but the entire organization is currently being investigated by federal prosecutors for a potential criminal fraud charge. This is just another step in the ongoing saga that started with the civil suit by the Securities and Exchange Commission. In case you've been hiding under a rock for the past few weeks, the question is whether or not Goldman committed fraud by a... Read Full Post