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Forced E-mail Verification - A Case Study

phake posted this 3 2,733 Views

REW Steven announced via his blog last month that as part of the anti-spam updates to the new 4.2 CMS users would be required to verify their AOL, Yahoo and Hotmail e-mail addresses after registering on REW sites using the 4.2 system. Steven's hope is that by requiring that users double verify with us, he will have more leverage with those providers should they decide to block us arbitrarily for sending unwanted or unsolicited mail. Whether this will prove to be the case is still unkno...

Are Foreclosures Awesome?

phake posted this 2 976 Views

Are foreclosures awesome? The guys at Think Big Work Small do. They point to the fact that as an industry, we are dependent on homes exchanging hands. Not only do we need homes to sell to make a living, so do lenders, inspectors, title companies, escrow companies, contractors, movers, furniture stores, appliance stores, landscapers, painters, stagers, etc.. They report that in 2005 nationwide there were 7 million home sales, most of which are assumed to have not been foreclos...

Infographic - Banks keep promising to approve more short sales - My Question is When?

phake posted this 2 1,705 Views

There are 999 homes in the short sale process in Placer County, yet only 135 closed in June. Short sales pending sale have more than doubled in the past 3 years, yet closed short sales are down 18%. Sellers want to sell their underwater homes, buyers desperately want to buy them and agents are working deligently to make that happen. The banks have promissed over and over that they are ready to start approving them. My question is, when will they follow through? Image Created by w...

The 3 Best Golf Course Communities in Placer County, CA

phake posted this 1,369 Views

Placer County, CA is home to numerous wonderful and beautiful neighborhoods and communities. Some of the most popular and sought after communities are those built around and within country club and golf course settings. Having had numerous clients purchase and sell homes in these communities over the years, I have become quite familiar with them and learned to truly appreciate them. There are many great golf communities in the area, but these are my three favorite: Winchester - M...

The True Shadow Inventory - Underwater Home Owners

phake posted this 995 Views

The housing news lately has been very positive. Rates are at record lows, prices are rising in Placer County and homes are flying off the shelf. We have very little inventory to sell, and it appears we won't have much for quite awhile, so prices will probably continue upward. Even with all that being the case, I think it is important that we still keep in perspective how deep the hole still is. Yahoo News has reported with the support of Zillow stats, that: Of U.S. homeowners ...

We Have Chosen Your Offer, Now Lower It Before the Bank Sees It

phake posted this 1,441 Views

One of our clients has been searching for a home in the Rocklin, CA for a few months.As with many buyers looking in the area, they have found a few homes they liked and missed out on them due to multiple offers, sometimes as many as 10 to 15 on one home. Initially they had a hard time believing that it was necessary to bid well over the asking price to get an acceptance, but with each subsequent offer lost they realized they needed to be more aggressive. Finally they made a bid on a short sa...

When Purchasing a Home in Roseville, Ca - Be Mindful of High School Attendance Boundaries

phake posted this 1,664 Views

Most home buyers assume that when they purchase a home, their children will be eligible to attend the schools that are closest to that home. In most cases, I have found this to be true. Unfortunately though, I have found it to be untrue in enough cases that I always suggest that clients confirm where their children will be attending school. A great example of where this is an issue is in Roseville, CA. There was a tremendous amount of growth and new construction in the Western side ...

15 Repair Items to Watch for When Buying a Foreclosure Using an FHA Loan

phake posted this 2,050 Views

FHA loans comprised 23% of the financing used to purchase homes in Placer County, California during August 2011. During that same period 24% of the properties sold in Placer County were bank owned and 28% were short sales, which means 52% of the homes sold in the County were a foreclosure in one way or another, not counting the flipped foreclosures purchased by investors at trustee sale. Unlike most "traditional" home sales, foreclosure homes are typically sold "as-is" with items needi...

How to Fix the Market? Speed up Foreclosures

phake posted this 1,333 Views

CNN Money posted an article yesterday proposing that what is needed to save the housing market is an acceleration of the foreclosure process, rather than the continued effort to slow it down. It was refreshing to see this idea presented in the mainstream media. I continually hear the point made that we need to stem the tide of foreclosures and help underwater homeowners stay in homes in order to save the housing market. While this policy sounds compassionate and seems like a good id...

Huge Increase in Short Sale Pending Sales not Leading to Increase in Closings

phake posted this 5 2,409 Views

I keep a pretty close eye on local real estate statistics here in Placer County, California. While doing my monthly statistics reports over the past few months, I have noticed a very interesting trend. Since the the start of 2011 we have seen the number of short sale homes pending sale increase each month by a large margin, while sales of short sale properties have remained relatively flat and in many cases down compared to a year ago. I first noticed this when analyzing Placer Coun...