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Real estate: FHA quashes tough new regulations on mortgage applicants

Rikk posted this 338 Views

A policy change could be crucial to millions of applicants looking for low-down-payment home mortgage and thus the FHA or Federal Housing Administration has cancelled new credit limitations that had been planned to be effective from July 1.   The change in policy would have an effect on borrowers whose state credit bureau files hold more than one collections or disputed-bill accounts where the average sum was $1,000 or above. A large number of mortgage industry specialists g...

The lowered mortgage rate attracts millions of homebuyers

Rikk posted this 508 Views

The real estate market is inviting more and more homeowners, both prospective and current, who are making a beeline for mortgages following the slid in the rate of 30-year fixed-rate mortgage. The rates went southwards from 4.09 to 4.05% during the past 1 week. Even the 15-year fixed-rate mortgage has suffered a blow which now stands at 3.25%, down from 3.28%. In addition to that, rates of adjustable rate mortgage (ARM) have been slashed to 3.02% from 3.03%.   Financial analy...