Salt Lake City Title Insurance Protects You

Posted Mar 8, 2007 @ 12:48 pm, Viewed by 991 Visitors, Read 1023 Times.

Your Salt Lake City Title Insurance policy protects you against such potential defects as:

  1. Forged deeds, mortgages, satisfactions, or releases.
  2. Deed by person who is insane or mentally incompetent.
  3. Deed by minor (may be disavowed).
  4. Deed from corporation, unauthorized under corporate by-laws or given under falsified corporate resolution.
  5. Deed from partnership, unauthorized under partnership agreement.
  6. Deed from purported trustee, unauthorized under trust agreement.
  7. Deed to or from a "corporation" before incorporation, or after loss of corporate charter.
  8. Deed from a legal nonentity (styled, for example, as a church, charity, or club).
  9. Deed by a person in a foreign country, vulnerable to challenge as incompetent, unauthorized, or defective under foreign laws.
  10. Claims resulting from use of "alias" or fictitious namestyle by a predecessor in title.
  11. Deed challenged as being given under fraud, undue influence, or duress.
  12. Deed following nonjudicial foreclosure, where required procedure was not followed.
  13. Deed affecting land in judicial proceedings (bankruptcy, receivership, probate, conservatorship, dissolution or marriage) unauthorized by court.
  14. Deed following judicial proceedings subject to appeal or further court order.
  15. Deed following judicial proceedings where all necessary parties were not joined.
  16. Lack of jurisdiction over persons or property in judicial proceedings.
  17. Deed signed by mistake (grantor did not know what was signed).
  18. Deed executed under falsified power of attorney.
  19. Deed executed under expired power of attorney (death, disability, or insanity of principal).
  20. Deed apparently valid, but actually delivered after death of grantor or grantee, or without consent of grantor.
  21. Deed affecting property purported to be separate property of grantor, which is in fact community or jointly owned property.
  22. Undisclosed divorce of one who conveys as sole heir of a deceased former spouse.
  23. Deed affecting property of deceased person, not joining all heirs.
  24. Deed following administration of estate of missing person who later reappears.
  25. Conveyance by heir or survivor of a joint estate who murdered the decedent.
  26. Conveyances and proceedings affecting the rights of service memeber protected by the Soldiers and Sailors Civil Relief Act.
  27. Conveyance void as in violation of public policy (payment of gambling debt, payment for contract to commit crime, or conveyance made in restraint of trade).
  28. Deed to land including "wetlands" subject to public trust (visiting title in government to protect public interest in navigation, commerce, fishing, and recreation).
  29. Deed recorded but not properly indexed so as to be locatable in the land records.
  30. Undisclosed but recorded federal or state tax lien.
  31. Undisclosed but recorded judgment or spouse/chile support lien.
  32. Undisclosed but recorded prior mortgage.
  33. Undisclosed but recorded notice of pending lawsuit affecting land.
  34. Misinterpretation of wills, deeds, and other instruments.
  35. Discovery of later will after probate of first will.
  36. Erroneous or inadequate legal descriptions.
  37. Forged notarization or witness acknowledgment.
  38. Deed not properly recorded (wrong county, missing pages or other contents, or without required payment).
  39. Deed to land without a right of access to a public street or road.
  40. Deed to land with legal access subject to undisclosed but recorded conditions or restrictions.

For more information on Salt Lake City Title Insurance, please contact The Bryant Group and they will refer you to a local title company that will be able to explain in more detail how title insurance protects you and your home.  Also, if you are thinking about buying or selling Salt Lake Real Estate please contact The Bryant Group and let them explain how they can help you with your real estate transaction.

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The-Bryant-Group This husband and wife team hold degrees in Mechanical Engineering, Political Science, and a Master of Business Administration. Our mission is to provide World Class Service to our real estate clients. Read More

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