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		<title>Real Estate Forum - Realtor Forums - Ask An Agent</title>
		<link>http://www.realestatewebmasters.com</link>
		<description>Have a real estate related question? Why not ask a real estate professional. Here is where you post any and all real estate related questions that you may need answers to, Im sure there are more then a few agents that will be happy to reply.</description>
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		<lastBuildDate>Sun, 22 Nov 2009 04:37:28 GMT</lastBuildDate>
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			<title>Real Estate Forum - Realtor Forums - Ask An Agent</title>
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			<title>problem with using associate broker on business cards</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=39309&amp;goto=newpost</link>
			<pubDate>Fri, 20 Nov 2009 00:42:52 GMT</pubDate>
			<description><![CDATA[Hello, I did get my Broker's a little bit ago and want to use "associate broker" on the business card, my company will not let me, said that everyone under the broker is a salesperson and thats it!! Anyone have any tips or advice, worked hard to get that and would like to promote it on my business...]]></description>
			<content:encoded><![CDATA[<div>Hello, I did get my Broker's a little bit ago and want to use &quot;associate broker&quot; on the business card, my company will not let me, said that everyone under the broker is a salesperson and thats it!! Anyone have any tips or advice, worked hard to get that and would like to promote it on my business cards??!!</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>jlnel</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=39309</guid>
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		<item>
			<title>What is the best quick strategy to close a deal?</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=39237&amp;goto=newpost</link>
			<pubDate>Wed, 18 Nov 2009 08:31:58 GMT</pubDate>
			<description><![CDATA[I just want to know some tips to close a deal with a client. I believe that it's your communication skill that will give you an edge. However, what are the other things that must be tackled?]]></description>
			<content:encoded><![CDATA[<div>I just want to know some tips to close a deal with a client. I believe that it's your communication skill that will give you an edge. However, what are the other things that must be tackled?</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>woerter.carl</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=39237</guid>
		</item>
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			<title>US investment</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=39235&amp;goto=newpost</link>
			<pubDate>Wed, 18 Nov 2009 08:20:32 GMT</pubDate>
			<description>Hi, 
 
I live in Vancouver, BC, Canada, and I am Canadian.  I want to invest in US real estate, perferably areas from Vancouver broader to Seattle.  My objective is for mid-long term investment.  Any information or good website help me find: 
1.  properties in the above areas 
2.  How to finance...</description>
			<content:encoded><![CDATA[<div>Hi,<br />
<br />
I live in Vancouver, BC, Canada, and I am Canadian.  I want to invest in US real estate, perferably areas from Vancouver broader to Seattle.  My objective is for mid-long term investment.  Any information or good website help me find:<br />
1.  properties in the above areas<br />
2.  How to finance from bank, and I want to pay minimial down payment?<br />
3.  What are the tax implication for investment house, particular rental properties?<br />
4.  What is the tax after resell the house?<br />
5.  Is it good time to invest US real estate?<br />
<br />
Will appreciate for the above information.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>lotus12k</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=39235</guid>
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		<item>
			<title>Are net listings legal in Florida?</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=39034&amp;goto=newpost</link>
			<pubDate>Mon, 09 Nov 2009 00:29:18 GMT</pubDate>
			<description>Are net listings legal in Florida?</description>
			<content:encoded><![CDATA[<div>Are net listings legal in Florida?</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>Robert Worthington</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=39034</guid>
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		<item>
			<title>Referrals: Myrtle Beach, SC and Wilmington NC</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38961&amp;goto=newpost</link>
			<pubDate>Thu, 05 Nov 2009 12:52:26 GMT</pubDate>
			<description>I need Buyer Agents in both Myrtle Beach, SC  and Wilmington, NC for the same client.  
 
PM me!</description>
			<content:encoded><![CDATA[<div>I need Buyer Agents in both Myrtle Beach, SC  and Wilmington, NC for the same client. <br />
<br />
PM me!</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>NY RE Broker</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38961</guid>
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		<item>
			<title>Commission or basic salary</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38891&amp;goto=newpost</link>
			<pubDate>Tue, 03 Nov 2009 08:03:39 GMT</pubDate>
			<description>Is a webmaster in an estate agency entitled to commission or basic salary and how much respectively.:confused:</description>
			<content:encoded><![CDATA[<div>Is a webmaster in an estate agency entitled to commission or basic salary and how much respectively.:confused:</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>tinotenda</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38891</guid>
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		<item>
			<title>What is Your Average List-Price-to-Sales-Price Ratio?</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38828&amp;goto=newpost</link>
			<pubDate>Sat, 31 Oct 2009 17:00:55 GMT</pubDate>
			<description>As a Realtor What is Your Average List-Price-to-Sales-Price Ratio? A competent listing real estate agent should hold a track record for negotiating sales prices that are very close to list prices. So in your experience what do you think? Any valuable reply is highly appreciated.</description>
			<content:encoded><![CDATA[<div>As a Realtor What is Your Average List-Price-to-Sales-Price Ratio? A competent listing real estate agent should hold a track record for negotiating sales prices that are very close to list prices. So in your experience what do you think? Any valuable reply is highly appreciated.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>homes for sale anchorage</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38828</guid>
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		<item>
			<title>Selling and moving up..?</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38818&amp;goto=newpost</link>
			<pubDate>Sat, 31 Oct 2009 01:15:09 GMT</pubDate>
			<description>My family is growing out of our current house and we have recently been checking our options; 
Home info: 
We originally paid 179.9k and we now owe 174k on the house (been in 2 1/2 yrs). 
3 Bedroom, 2 bath. 2 beds on main floor, 1 non-egress in the basement. 
The house is a 1952 renovated rancher...</description>
			<content:encoded><![CDATA[<div>My family is growing out of our current house and we have recently been checking our options;<br />
Home info:<br />
We originally paid 179.9k and we now owe 174k on the house (been in 2 1/2 yrs).<br />
3 Bedroom, 2 bath. 2 beds on main floor, 1 non-egress in the basement.<br />
The house is a 1952 renovated rancher with attached single car garage and 100% finished basement. 2000 sqft total, with 80% oak hardwood.<br />
<br />
The house we want to upgrade to is in the 225k-260k range now.<br />
<br />
Option 1: Sell the house in the range of 170-175k (base on realtor's market evaluation)<br />
If we put the house on the market for 175k and sell it with the addition of the 7.5% closing costs, we will owe (175k-174k-(175k*0.075) or $12,125.<br />
After selling my family would rent a 3 bedroom house or apartment for 6-12months and wait for the right house to purchase.<br />
<br />
<br />
Option 2: Rent our house.<br />
This would require a refi (if possible) which would improve our interest rate from 6.375% to 5.00%, reducing our monthly combined house payment to $1280 from $1416.<br />
Having done my own sampling of the neighborhood, i believe we can rent the house for $1000-$1050 very easily.<br />
<br />
Option 3: Stay in the house.<br />
This is my least favorite option due the the fact that even if the economy somehow improves quicker than expected there is only so much i can expect to gain for a starter house will limited qualities. Also if we wait while things get worse, we'll be in a deeper hole.<br />
<br />
Some other factors i'm considering;<br />
a. if the market continues to drop and recovery is as slow as suspected renting the house would need to be for at least 5 yrs before any equity is available, which then will be hit by capital gains for 15% anyways.... that makes me lean to selling the house.<br />
<br />
<br />
Any comments/advice on my situation would be much appreciated, i'm sure i've missed quite a few perspectives.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>manatbay</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38818</guid>
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		<item>
			<title>real estate question</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38713&amp;goto=newpost</link>
			<pubDate>Tue, 27 Oct 2009 07:37:07 GMT</pubDate>
			<description>A condominium owner-occupant holds his title as what?</description>
			<content:encoded><![CDATA[<div>A condominium owner-occupant holds his title as what?</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>rockag0129</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38713</guid>
		</item>
		<item>
			<title>Deed question</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38712&amp;goto=newpost</link>
			<pubDate>Tue, 27 Oct 2009 07:33:02 GMT</pubDate>
			<description>When a deed specifically states that a parcel of real property is granted as long as it is used for church purposes, what is the estate.</description>
			<content:encoded><![CDATA[<div>When a deed specifically states that a parcel of real property is granted as long as it is used for church purposes, what is the estate.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>rockag0129</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38712</guid>
		</item>
		<item>
			<title>mortgage question</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38711&amp;goto=newpost</link>
			<pubDate>Tue, 27 Oct 2009 07:13:22 GMT</pubDate>
			<description>What is a mortgage that allows a borrower to obtain financing from a second lender while paying off an existing mortgage.</description>
			<content:encoded><![CDATA[<div>What is a mortgage that allows a borrower to obtain financing from a second lender while paying off an existing mortgage.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>rockag0129</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38711</guid>
		</item>
		<item>
			<title>listing agreement</title>
			<link>http://www.realestatewebmasters.com/showthread.php?t=38710&amp;goto=newpost</link>
			<pubDate>Tue, 27 Oct 2009 07:09:51 GMT</pubDate>
			<description>May a listing agreement be terminated by mutual agreement of both parties and by death of the seller.</description>
			<content:encoded><![CDATA[<div>May a listing agreement be terminated by mutual agreement of both parties and by death of the seller.</div>

]]></content:encoded>
			<category domain="http://www.realestatewebmasters.com/forumdisplay.php?f=19">Ask An Agent</category>
			<dc:creator>rockag0129</dc:creator>
			<guid isPermaLink="true">http://www.realestatewebmasters.com/showthread.php?t=38710</guid>
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