Wayne pretty much summed it up right there.
There's a huge difference between financing a physical item and being tied into a service contract. Hopefully most people here know the difference.
Anyone who won't let you out of a service contract obviously doesn't have much faith in their product ... thus they have to force you to stay in. If their product worked, you'd naturally stay in because it's making you $$$. Like any employee or marketing system, you have to produce more than you cost or you're fired.
I told my broker the same thing. If I'm not producing, I'm holding her responsible. That's why I pay her $20,000+ per year! Show me some money or I'm leaving.


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