Apply for Loan before move/job change?

[zeeshandar]

I am moving very soon from Idaho to Utah, and would like to make my first home purchase when I get there. I'm guessing that it would be more difficult me after just moving and changing jobs to get an adequate loan than it would now as I have established residency and employment. Could I get a loan here and buy a house there?

[Dan Connolly]

If you are changing jobs but staying in the same field that you were in in Idaho it should not affect your ability to get a loan. If it is a completely new type of job you may have an issue.

The loan will be secured by a house, so if you apply while living in Idaho they won't give you an owner occupant loan for a house in another state anyway.

Talk to a lender in Utah to be certain!

[joeprost]

read this fools previous posts, dont know what his/hers game is

[Cleo]

[QUOTE=Dan Connolly;241484]If you are changing jobs but staying in the same field that you were in in Idaho it should not affect your ability to get a loan. If it is a completely new type of job you may have an issue.
QUOTE]

I am moving to Virginia and a lender told me the same thing that if I was in an unrelated field then it would be an issue. In my case, I will have to put 20-25% down and purchase the home as an investor since he can't use my mainly commission based company overseas as my income. He said that would be a "harder sale" - if anyone knows differently or had experience with this please let me know.