I don't think .05 to some providers is unfair.
It puts money in some people's pockets that wouldn't have any money if they weren't able to offer these services. Some people have it streamlined and manually submit to 100 sites/hour which works out to $5/hour.... which is more than I made an hour when I first started working online :P There's just not that many people here that will do it. Almost all websites have had some type of outsourcing used in creating them.... Actually I would put money on it that the people charging you .14/submission are likely putting .09/submission in their pocket and just being the 'middle man'.
Just my 2 cents
Jeff


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