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Old 01-18-2005, 12:57 AM
punkndisorderly punkndisorderly is offline
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Question first time buyer

I have a few questions and Im hoping someone can give me some advice. Im a first time buyer and honestly I really dont know much about buying a house. Ill be paying cash for the house. I have an annuity and Im receiving a large payment in 2 weeks. Ive tried looking up info on the net for the last couple weeks and everything I find has to do with buying a home if your getting a mortgage. Im wondering does paying cash give you any leverage when negotiating the price? What closing cost will i have to pay when paying cash? How do i go about looking at a property? Ive emailed an agent recently about a house Im interested in buying and it took them 2 weeks to even email me back saying theyll send me some info in about a week. Is this rude? I mean i know if I was selling something for 150,000 and someone seemed evenly remotely interested id be right on that. Im also worried that these ppl arent gonna take me serious when i show up to look at a house Im young and im sure you can guess by my screen name on here my appearance is far from the norm. I got tattoos and and live what would be deemed a less than ordinary life style. If I like a property I look at and I make an offer how long from that day till I can move in? cause my lease is up a week after i get the money next month. I could stay with family or rent a hotel room till its final just need an idea from the time i make an offer and its accepted if Im paying cash does this cut down on the time till I get to move in? I just want to have a smooth transaction but this is far from my area of expertise. I dont want to get taken advantage of nor do i want to make an offer on a property thats way too low and insults the seller. So any help would be greatly appreciated.
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