We operate www.CurrentForeclosures.com a foreclosure site and have seen a huge increase in the number of foreclosures in the past 4 months. I believe it is a combination of not only sub-prime and ARM mortgages, but also the high number of people who have gotten loans with interest rates at an all time low... in addition to the rapid depreciation in some areas and the difficulty some are experiencing in selling their homes. I recently read an article that predicated that 1.1 million of homeowners will be foreclosed on by 2014....thoughts anyone?