a home. can anyone offer some advice to someone who knows little to nothing about getting started?

Step 1
Money: do you have any?

__________________
Jennifer Karlen & Jon Karlen
Kentucky Horse Farms - Louisville Kentucky Real Estate - Lexington Kentucky Real Estate
Serving the Louisville KY metropolitan area including Jefferson County - Prospect Shelby County - Shelbyville Oldham County - Goshen, La Grange and the Lexington KY metropolitan area including Fayette County - Lexington Woodford County - Versailles Scott County - Georgetown Jessamine County - Nicholasville

The first step is getting pre-qualified with a mortgage lender. You need to do that first before you start looking for a home. Good luck!

__________________
Jim Olenbush, ABR, CRS, GRI
Broker / Realtor

Austin Real Estate

having some money for deposit is a good start, it also helps if your credit rating is good, the rest you can learn from your bank advisor!

__________________
Bad Credit history not such a problem with mortgages:
mortgages for people with bad credit, bad credit mortgage and IVA mortgage

Step 2. Find a competent Realtor face-to-face. There is too much to learn from ground zero when it comes to real estate. Forums are great for specific questions (and we would love for you to ask us), but your needs will be better served by a professional in your area. Good luck to you.

__________________
R,
David Phillips
A Marietta Real Estate Agent, 678-521-4680
The Georgia Mortgage Broker, 678-370-0190

Get pre-qualified first.Check how much payment you can afford every month and add taxes and insurances + extra for surprise repairs or renovations. Do your home work with the help of a professional Realtor you feel comfortable working with and whom you trust and ask for a market analysis, compare homes.Shop around for the best mortgage lender with low or no penalty if you sell your home early, look for no extra points and "crazy" extra fees. Make sure you get all the proper inspections then good luck in your venture!



LLoyd Nichols
web site: http://homesftmyersfl.com/
web site: www.mlsouthwestfloridahomes.com
Real Estate Blog: http://activerain.com/lloydn

__________________
realtorlloydn@aol.com LLoyd-Ft Myers FL
http://homesftmyersfl.com undefined

You might consider letting your Realtor help you with choosing a mortgage lender. They usually have experience in this area, and they might be able to keep you from making mistakes. At any rate, it is best to get pre-qualified before you begin looking at homes.

__________________
Jason Crouch, Broker
Austin Texas Homes, LLC
512-796-7653 (cell)
Austin Real Estate
Austin Texas Real Estate
Austin Homes

So I have been reading through these posts. And maybe its because its really late. But Malok the last 3 posts I have read of yours I have almost fallen out of my chair laughing. I liked the sell blood one too.

__________________
Ki Gray - Austin Realtor

Working in Austin his site covers the Austin Real Estate market. If you are considering investing in Austin be sure to check out his Austin Real Estate Blog or look through some of the Austin Homes currently for sale.

Obvious questions, demand obvious answers.

__________________
Jennifer Karlen & Jon Karlen
Kentucky Horse Farms - Louisville Kentucky Real Estate - Lexington Kentucky Real Estate
Serving the Louisville KY metropolitan area including Jefferson County - Prospect Shelby County - Shelbyville Oldham County - Goshen, La Grange and the Lexington KY metropolitan area including Fayette County - Lexington Woodford County - Versailles Scott County - Georgetown Jessamine County - Nicholasville

Getting Pre-qualified is always the first step. It allows for a realtor to find your perfect home in your price range. In order to get prequalified you will need to get in contact with a loan officer. The Process takes about 5 minutes and they should be able to tell you how much you are pre-qualified within the hour if not immediately.

If you have more questions or would like to get pre-qualified you can PM me.

Good luck with the home buying process.

__________________
"Truth in Lending"
http://www.temeculafunding.com

http://www.teamlloyd.com