Is it possible for a loan officer to tell a client what specific items the client should repair/pay on the credit report, in order to receive the "best" score boosting results? As opposed to saying "you need to pay them all off" . . . ?

If so, anyone know a loan officer with that kind of set up? Obviously, I have a client who needs to make some payments on some items. But, I would rather the client only pay the items mandatory for significant score increases. I have been told in conversation that there are such loan officers, but I have yet to meet any.

There are ways to get estimates of if they pay off a certain debt how much their score will raise etc.

We actually do it with our clients, along with rapid re-scores to raise their score up some to get them some better programs.

It takes a little training. Not sure how we actually got it though, or how the brokers here do it lol I know some credit companies offer it too.

It does in fact exist though.

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Yeah i want my loan officers to do that. It only could help.

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It's an excellent tool, as it benefits everywhere. I know you have to do special things to be able to do it though.

Sorry I can't be more help, but the entire mortgage section is on vacation in Europe right now

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