Hi all, I just entered the Mortgage world and wow lot of info to soak in. I am currently a loan officer for a broker and I wanted to get some advice and knowledge from the experts.

1. I was told that there are lenders that will lend credit score under 500? is it true and do you have any recommendations?

2. Do you know what states require licence specific to their state for commercial Loans.

3. Where is a good website where I can get rules for different states for their residential Loans in terms of their licensing requirements or if i even need it to do business in that state.

Any general Tips for me to be a great loan officer to provide great service for my customers thanks

Sincerely,
Raj